Three to five weeks
AML Control Assessment
Independent testing of customer due diligence, sanctions screening, and suspicious transaction escalation for licensed fintech operators.
Read scopeTaiwan · Fintech audits
Evidence before the filing, not after the letter.
Stonegate Fintech Assurance reviews policies, sample files, and board records so payment applicants and licensed operators know where controls hold — and where supervisors will press.
Fieldwork grounded in documents, interviews, and board packs
Flagship engagement
Licensing readiness audit for payment institutions
Before you submit for electronic payment or remittance status, we test whether your policies, onboarding samples, and governance minutes support the narrative counsel will file.
The engagement produces a findings report, a prioritized remediation list, and a walk-through with your filing counsel. Legal opinions and ongoing compliance officer roles stay outside scope — we leave those to your retained advisors.
Fieldwork typically runs four to eight weeks across on-site interviews in Taiwan and remote document review. Rush filings under three weeks require a written waiver of full sampling depth.
Related engagements
Other assurance work we take on
AML testing, vendor oversight reviews, and board briefings sit alongside licensing work when operators need evidence for supervisors or committees.
Half day plus preparation
Board Assurance Briefing
A half-day session for directors that translates audit findings into decisions on capital, outsourcing, and control ownership.
Read scopeTwo to six weeks per vendor
Outsourced Vendor Control Review
Assurance over critical third-party processors, custodians, and call centers that hold fintech customer assets or data.
Read scopeFrom the floor
What clients notice after fieldwork
The licensing readiness audit caught three policy gaps our counsel had not flagged — mainly around remittance agent oversight. Fieldwork took longer than we hoped because our evidence index was messy, but the final memo was clear enough for the board to vote on remediation the same week.More client stories
Field notes
Guides from recent audits for fintech operators
2026-03-12
Preparing Evidence Packs Before a Payment Licensing Review
What Taiwan payment applicants usually forget to assemble before auditors arrive — and how to label files so fieldwork stays on schedule.
Read note
2026-02-04
Sampling KYC Files Without Freezing Daily Onboarding
A practical way to pull due-diligence samples for an AML control assessment while operations keep clearing applications.
Read note